Insurance companies don’t give us anything you’re not entitled to.
They don’t just start paying because Giordano Associates showed up and there nice people.

You bought a contract and there’s something in that contract and I know how to read that contract.
And I know what they owe you. That’s the difference.

There was just a recent court case... It was decided the insurance company adjuster has no duty to tell you what’s in that policy. A lady just sued an insurance company because she was a client for 30 years. Adjuster came out, she had a loss, she wasn’t happy.

So she went to court and sued saying he had a duty to explain the policy and the judge said he does not.

It’s a contract. You bought a contract, that's what that insurance policy is.

So that’s where the industry is turning. There’s no more customer service in let’s make everybody happy.

It’s too late because there’s a two years statute. The policy, it says you have two years to sue.

So the two years has expired and they kept just you know keeping them along, we’ll pay, we’ll pay, we’ll pay you. And they watch that mark.

And as soon as that two year hit mark, they send him a letter saying, here’s all we’re going to pay you.

So these little things in the policy that you have to know or you’re going to get hurt.

And there’s a thing called the Proof of Loss form.

If a company requires you or demands you to fill out a Proof of Loss form which is a standard form, you have 60 days to fill it out and return it.

So the average consumer I mean they don’t know that.

And that's only scratching the surface.

Insurance companies can really take an advantage of people.